Even though Texas law requires all drivers to have auto insurance, more than 14 percent of drivers on the road are uninsured. This can be devastating for you if you are injured due to the negligence of an uninsured motorist.
The good news is that Texas law also requires insurance companies to include uninsured motorist coverage as part of your own auto policy. The only way you may not be eligible for this coverage is if it was offered to you by your insurance company, but you declined to accept it and put the decline in writing.
Your uninsured motorist policy will provide you coverage for medical bills due to injury, lost wages, and the damage to your vehicle. The limits will be the same limits as the amount of liability coverage you have.
If a hit-and-run driver has made contact with your car, your uninsured motorist policy will cover the damages caused by the accident. Your insurance company will likely search for the culprit but you do not need to worry about that part.
One major fact you do need to be aware of: If there was no contact, there will be no coverage, even if the other driver caused the accident. For example, if the driver was driving toward you in your lane , and you swerved to avoid a head-on collision and hit a tree, there is no uninsured motorist coverage since there was no physical contact between the two vehicles.
At AMS Law Group, our uninsured motorist accident lawyers know how to work with your insurer to be sure you collect all benefits under your uninsured motorist policy, to which you are entitled.
It is in your best interest to contact us as soon as possible so we can begin the process of investigating the circumstances of the accident. Then, we can work with you and your insurance company to be sure you receive the maximum compensation available for you under your uninsured motorist coverage provision.
In order to better serve you, our staff members also speak Arabic and Spanish. We serve those in Dallas, Fort Worth, and Houston, as well as Oklahoma. Contact us to schedule a free, no-obligation consultation as soon as possible so we can begin the process of obtaining your compensation.
At AMS Law Group, we care about our clients, and we do our best to ease your burden and get you adequate compensation. We understand how devastating a car accident can be, and we recognize that the aftermath can be even more difficult.
We take different factors into account when determining what compensation you’re entitled to. We’ll weigh the cost of your injuries, your loss of income, your pain and suffering, and other damages. But no matter what you’ve experienced, you can expect compassionate, understanding car accident attorneys at our firm.
We want to help you get back on your feet, and with our legal teams’ diverse background, we can cater to a range of clients from a variety of cultures. Members of our staff can speak a number of different languages such as Arabic, Urdu, and Spanish, to name a few. To us, a case isn’t just a job, and we care about all of our clients.
Let us represent you when you’ve been in an accident in or near Fort Worth, TX. We’ll do our best to get you proper reparations, and we won’t expect any pay until we’ve been successful.
